Open Enrollment ACA (Obamacare) deadline Dec 15
- robcat2075
- Posts: 1867
- Joined: Sep 03, 2018
Maybe you lost/changed jobs this year... maybe you're part of the pandemic "great resignation"... maybe you are no longer covered by your employer's health plan.
ACA Open enrollment is for you. Deadline December 15 for insurance to start Jan 1.
[url]<LINK_TEXT text="
https://www.healthcare.gov/quick-guide ... deadlines/">
https://www.healthcare.gov/quick-guide/dates-and-deadlines/</LINK_TEXT>
Subsidies for lower incomes are increased since 2020.
Here in TX the available polices vary widely in premiums vs.deductible vs. benefits vs. providers. Give yourself time to study the options and game out what might be better for you.
ACA Open enrollment is for you. Deadline December 15 for insurance to start Jan 1.
https://www.healthcare.gov/quick-guide ... deadlines/">
https://www.healthcare.gov/quick-guide/dates-and-deadlines/</LINK_TEXT>
Subsidies for lower incomes are increased since 2020.
Here in TX the available polices vary widely in premiums vs.deductible vs. benefits vs. providers. Give yourself time to study the options and game out what might be better for you.
- Kingfan
- Posts: 1371
- Joined: Apr 11, 2018
My wife and I have been on an ACA plan for three years now. A financial lifesaver!
- robcat2075
- Posts: 1867
- Joined: Sep 03, 2018
Open Enrollment is open again until Dec 15, 2022
Note that the extra COVID-related ACA subsidies will end this year so you may wish to examine other plan offerings rather than merely re-up with what you have now.
Note that the extra COVID-related ACA subsidies will end this year so you may wish to examine other plan offerings rather than merely re-up with what you have now.
- Kingfan
- Posts: 1371
- Joined: Apr 11, 2018
[quote="Kingfan"]My wife and I have been on an ACA plan for three years now. A financial lifesaver![/quote]
Us too!
Us too!
- jthomas105
- Posts: 148
- Joined: Apr 08, 2018
I have a 25 year old that turns 26 and will go off of my insurance in July at that time. Can he sign up then?
- Kingfan
- Posts: 1371
- Joined: Apr 11, 2018
[quote="jthomas105"]I have a 25 year old that turns 26 and will go off of my insurance in July at that time. Can he sign up then?[/quote]
If you’re on a parent’s Marketplace plan, you can remain covered through December 31 of the year you turn 26 (or the age permitted in your state) according to HealthCare.Gov. Check with who you have it with now to see how to remain covered those last six months.
If you’re on a parent’s Marketplace plan, you can remain covered through December 31 of the year you turn 26 (or the age permitted in your state) according to HealthCare.Gov. Check with who you have it with now to see how to remain covered those last six months.
- Bonehenge
- Posts: 67
- Joined: Nov 12, 2021
[quote="robcat2075"]Here in TX the available polices vary widely in premiums vs.deductible vs. benefits vs. providers. Give yourself time to study the options and game out what might be better for you.[/quote]
Definitely. Give yourself time to research various plans. My plan from my existing insurer (via the Exchange) went up considerably for next year, but another plan from the same insurer offers the same benefits and comparable co-pays (if not lower) within a "limited provider network". Luckily, my doctors are all within the limited network, saving me $170 per month.
Definitely. Give yourself time to research various plans. My plan from my existing insurer (via the Exchange) went up considerably for next year, but another plan from the same insurer offers the same benefits and comparable co-pays (if not lower) within a "limited provider network". Luckily, my doctors are all within the limited network, saving me $170 per month.
- robcat2075
- Posts: 1867
- Joined: Sep 03, 2018
[quote="Kingfan"]<QUOTE author="jthomas105" post_id="194104" time="1668968421" user_id="3006">
I have a 25 year old that turns 26 and will go off of my insurance in July at that time. Can he sign up then?[/quote]
If you’re on a parent’s Marketplace plan, you can remain covered through December 31 of the year you turn 26 (or the age permitted in your state) according to HealthCare.Gov. Check with who you have it with now to see how to remain covered those last six months.
</QUOTE>
And if you're not on such a policy and he will lose your insurance when he turns 26 he may be able to jump onto an Obamacare marketplace policy mid year...
[url=https://www.healthcare.gov/glossary/special-enrollment-period/][color=#400040]Special Enrollment Period
It's not something you want to start looking into on that day. Start researching now so you know the timeline of things you have to do.
I have a 25 year old that turns 26 and will go off of my insurance in July at that time. Can he sign up then?[/quote]
If you’re on a parent’s Marketplace plan, you can remain covered through December 31 of the year you turn 26 (or the age permitted in your state) according to HealthCare.Gov. Check with who you have it with now to see how to remain covered those last six months.
</QUOTE>
And if you're not on such a policy and he will lose your insurance when he turns 26 he may be able to jump onto an Obamacare marketplace policy mid year...
It's not something you want to start looking into on that day. Start researching now so you know the timeline of things you have to do.
- robcat2075
- Posts: 1867
- Joined: Sep 03, 2018
Obamacare Open Enrollment 2023 ends on Dec 15
Go to healthcare.gov
Go to healthcare.gov